Brett King

Founder & CEO of Moven. "Innovator of the Year" by American Banker.

Bestselling Author, Radio Host & TV Commentator.

Brett King is a futurist, an Amazon bestselling author, an award winning speaker, hosts a globally recognized radio show, is the Founder and Executive Chairman of neo-bank Moven. He advised the Obama administration on the Future of Banking, and has spoken on the future in 50 countries in just the last 3 years.


Brett King is a world-renowned futurist and speaker, an International Bestselling Author, and a media personality who covers the future of business, technology, and society. Brett King is the bestselling author of the groundbreaking book «Augmented: Life in The Smart Lane» in which he discusses how new technology will affect the future and what to make of artificial intelligence or health technology. President Xi Jinping cited his book Augmented on the topic of Artificial Intelligence and he was voted Top Foreign Author for 2019  in Russia. Augmented: Life in the Smart Lane was an international bestseller, top 10 in North America and China, and the book remained in the top-10 on Amazon for 2 years. «Bank 4.0», which followed, spent 2 years on the Amazon bestsellers list for Banking books.

He has spoken in over 50 countries, at TED conferences, given opening keynotes for Wired, Techsauce, Singularity University, Web Summit, The Economist, IBM’s World of Watson, CES, SIBOS and many more. He has appeared as a commentator on CNN, CNBC, BBC, ABC, Fox, and Bloomberg. He previously advised the Obama administration on Fintech policy and advises regulators and bank boards around the world on technology transformation.

King hosts the world’s first and #1 ranked radio show on FinTech called “Breaking Banks” (180 countries, 7m million listeners). He is the Founder and Executive Chairman of Moven, a successful mobile start-up, which has raised over US$47 million to date, with the world’s first mobile, downloadable bank account, available in the United States, Canada, UK, Indonesia, Russia, Tanzania, Brazil, Saudi Arabia, and New Zealand.

Named King of the Disruptors” by Banking Exchange magazine and the “Godfather of Fintech” by The Australian newspaper, King was voted American Banker’s Innovator of the Year, voted the world’s #1 Financial Services Influencer by The Financial Brand and was nominated by Bank Innovation as one of the top 10 “coolest brands in banking”.

Brett King is the speaker for you, if you’re wondering what the future of business or banking industry will look like, and how technology is affecting the future. When Brett is hired for an event, he delivers a fully interactive experience. He will definitely deliver the content on stage, but he will also interact with attendees, answering questions and fully immersing himself at the event.

Technosocialism: Living in a post-Covid19 world.

We’re in the midst of chaos right now with not a lot of answers, but as major global events have shaped our behavior in the past; the future will inexorably be changed by our collective response to this coronavirus. Will all the changes be good? That’s the big question.

Banking post-Covid19.

For years we’ve preached digitization as a strategy, but today digitization is a simple necessity.

Will the post COVID-19 world force us to frame banking based on risk-free contact or on technology based analog of human contact? One thing is for sure, banking will never be the same again.

Augmented: Life in the Smart Lane.

With technological advancement and the smartphone, we have entered the Augmented Age. In this keynote, Brett will explain how the Augmented Age can be encountered through four disruptive technologies: Artificial Intelligence, Experience Design, Health Tech and Smart Infrastructure.

The audience will learn about Interactive technology and how experience design change health tech as well as how the internet of things will interact with the internet of us.

Brett will discuss the consequences of AI and robots and answer the important question: “Will robots take our jobs?”. This is a presentation on future history, and the story about how we will live in a world that will change more in the next 20 years than it has in the last 250 years.

Bank 4.0: Banking Everywhere but a Bank.

In this interesting keynote, Brett will talk about banking and the future of the banking industry. We already know that banking is something you do and not somewhere you go.

The audience will discover how and why we should shed legacy technology that isn’t serving us, and embrace technologies as they appear without wasting money on reiteration and avoiding clunky transition.

This keynote is perfect for anyone in finances or the banking industry and will explain everything you need to know about what the future looks like.

The Rise of Techno-Socialism.

While it may not feel like it, in the last 200 years, technological innovation has vastly improved society, increasing general wealth, health, and bettering the human condition. In 1800, 45% of infants died and 90% of people were illiterate, but today, infant mortality is 4.3% and 85% of the world can read.

In this keynote, Brett King will answer important questions like: “How do we plan for the automated future when we realize robots have taken over much of old economy labor?” and “How can we plan educations around the future of learning quickly, unlearning, and learning again?”

The audience will understand how we can actually use technology in a way that makes the world better and provides everyone with healthcare, education and, in the end, food on the table and a roof over their head.


The Internet and smartphone are just the latest in a 250-year- long cycle of disruption that has continuously changed the way we live, the way we work and the way we interact. The coming Augmented Age, however, promises a level of disruption, behavioural shifts and changes that are unparalleled. While consumers today are camping outside of an Apple store waiting to be one of the first to score a new Apple Watch or iPhone, the next generation of wearables will be able to predict if we’re likely to have a heart attack and recommend a course of action. We watch news of Google’s self-driving cars, but don’t likely realise this means progressive cities will have to ban human drivers in the next decade because us humans are too risky. Following on from the Industrial or machine age, the space age and the digital age, the Augmented Age will be based on four key disruptive themes—Artificial Intelligence, Experience Design, Smart Infrastructure, and HealthTech. Historically the previous ‘ages’ bought significant disruption and changes, but on a net basis jobs were created, wealth was enhanced, and the health and security of society improved. What will the Augmented Age bring? Will robots take our jobs, and AI’s subsume us as inferior intelligences, or will this usher in a new age of abundance?

Augmented is a book on future history, but more than that, it is a story about how you will live your life in a world that will change more in the next 20 years than it has in the last 250 years. Are you ready to adapt? Because if history proves anything, you don't have much of a choice.



"In the next 10 years, we'll see more disruption and changes to the banking and financial industry than we've seen in the preceding 100 years"—Brett King Breaking Banks: The Innovators, Rogues, and Strategists Rebooting Banking is a unique collection of interviews take from across the global Financial Services Technology (or FinTech) domain detailing the stories, case studies, start-ups, and emerging trends that will define this disruption.

Features the author's catalogued interviews with experts across the globe, focusing on the disruptive technologies, platforms and behaviors that are threating the traditional industry approach to banking and financial services Topics of interest covered include Bitcoin's disruptive attack on currencies, P2P Lending, Social Media, the Neo-Banks reinventing the basic day-to-day checking account, global solutions for the unbanked and underbanked, through to changing consumer behavior Breaking Banks is the only record of its kind detailing the massive and dramatic shift occurring in the financial services space today.


BANK 3.0

The first edition of BANK 2.0 - #1 on Amazon's bestseller list for banking and finance in the US, UK, Germany, France, and Japan for over 18 months—took the financial world by storm and became synonymous with disruptive customer behaviour, technology shift, and new banking models. In BANK 3.0, Brett King brings the story up to date with the latest trends redefining financial services and payments—from the global scramble for dominance of the mobile wallet and the expectations created by tablet computing to the operationalising of the cloud, the explosion of social media, and the rise of the de-banked consumer, who doesn't need a bank at all. BANK 3.0 shows that the gap between customers and financial services players is rapidly widening, leaving massive opportunities for new, non-bank competitors to totally disrupt the industry.

BANK 3.0


In the wake of the global financial crisis, retail bankers face another equally challenging shift to their business in the near term – the demise of the branch. In the UK, one bank branch has closed everyday since 1990. In the US, transaction volume in-branch will be down almost 60% between the period 2006-2015. In developed economies, consumer visits to bank branches have been down 80-90%.

Yet today most banks spend more than 80% of their channels budget on branch real estate, staffing and support. In a world where the fastest growing interactions with banks are through Internet, mobile phones and social media, what does the bank of 2015 look like? How will we support a 50% reduction in number of branches in the next few years? Where will all the tellers go, and what happens to all that real estate?

Branch Today, Gone Tomorrow is a detailed, multi-faceted business case for the reprioritization of branch banking in the channel mix. It explores economics, behavioural shifts, trust issues facing banks, new retail distribution models and drivers challenging the branch-centric models of yesteryear. Branch Today is not about getting rid of every bank branch you have. It’s about understanding how banking changes when branches are no longer at the centre of acquisition, service and channel strategy. About the author Brett King is the author of the bestselling book Bank 2.0, founder of the world’s first mobile direct bank Movenbank. He advises the world’s biggest banks on innovation, customer experience and distribution strategy.


BANK 2.0

The financial crisis is just beginning for retail institutions. Ninety to ninety-five per cent of bank transactions are executed electronically today. The Internet, ATMs, call centres and smartphones have become mainstream for customers. But banks still classify these as alternative channels and maintain an organisation structure where Branch dominates thinking. Continued technology innovations, Web 2.0, social networking, app phones and mobility are also stretching traditional banking models to the limit. BANK 2.0 reveals why customer behaviour is so rapidly changing, how branches will evolve, why cheques are disappearing, and why your mobile phone will replace your wallet all within the next 10 years.

BANK 2.0